What is Group Health Insurance?
Group health insurance provides employees and their families with access to medical care, prescription coverage, preventive services, and more—improving well-being and attracting top talent.
Plan Options:
PPO/HMO/EPO
Preventive Care
Prescription Drugs
Mental Health Services
Specialty Care
Dependent Coverage
FAQ
Who is eligible for group health insurance?
Most full-time employees and their dependents are eligible. Some plans also allow coverage for part-time or seasonal workers.
Are pre-existing conditions covered?
Yes, ACA-compliant group health plans must cover pre-existing conditions with no waiting periods or exclusions.
Can employees choose their doctor?
Most plans have a provider network, but offer both in- and out-of-network options with different coverage levels.
Is mental health covered?
Yes, mental health and substance abuse services are included in most group health plans, along with medical and preventive care.